Branch CSR - FT - B534 Information Technology (IT) - Weslaco, TX at Geebo

Branch CSR - FT - B534

3.
8 Weslaco, TX Weslaco, TX Full-time Full-time Estimated:
$31K - $39.
3K a year Estimated:
$31K - $39.
3K a year 11 hours ago 11 hours ago 11 hours ago Evaluate, authorize, and approve loans.
Advise borrowers on financial status and methods of payments.
Act as liaison between customer and our financial institution and help qualified applicants acquire loans in a timely manner.
Approve loans within specified limits and refer loan applications outside those limits to management for approval.
Help applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants' financial status, credit, and work history to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Obtain and compile copies of loan applicants' credit histories, financial statements, and other financial information.
Review and update credit and loan files.
Review loan agreements to ensure that they are complete and accurate according to policy.
Compute payment schedules.
Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
Submit applications to credit analysts for verification and recommendation to the Branch Manager or Management office.
Handle customer complaints and take appropriate action to resolve them.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Negotiate payment arrangements with customers who have delinquent loans.
Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
Proven working experience as a loan officer.
Familiarity with computers and loans applications/software.
Solid understanding of direct/indirect lending products and practices.
Excellent communication and interpersonal skills.
Customer satisfaction orientation and sales competencies.
Ability to work in a goal-oriented environment.
Must be Bilingual in English and Spanish.
Schedule flexibility including weekends.
Personal reliable transportation.
Benefits:
Competitive pay LOW COST$ Health insurance PAID vacations/ Holidays Comprehensive paid training Vision/Dental Insurance FREE Life Insurance Advancement Opportunities.
Estimated Salary: $20 to $28 per hour based on qualifications.

Don't Be a Victim of Fraud

  • Electronic Scams
  • Home-based jobs
  • Fake Rentals
  • Bad Buyers
  • Non-Existent Merchandise
  • Secondhand Items
  • More...

Don't Be Fooled

The fraudster will send a check to the victim who has accepted a job. The check can be for multiple reasons such as signing bonus, supplies, etc. The victim will be instructed to deposit the check and use the money for any of these reasons and then instructed to send the remaining funds to the fraudster. The check will bounce and the victim is left responsible.